I began my most recent quarter at Capella University while I was still in the hospital.  I obviously had no time to say anything, but now I'm considering taking a quarter off in April.  Of course there are pros and cons to the decision, so I'm really not sure which direction I should turn.

The advantage is that it will give me some time to reflect on whether I truly want a PhD without feeling guilty for not feeling motivated to work on my literature review.  Yes, I realize I'm so close, so why give up now?.  But the truth is I'm scared it might be something I really don't want.  I really don't feel any motivation to continue right now, and I feel it would be a waste of my time and the school's time to continue at something at which I feel so half-hearted.

Of course the disadvantage is time tacked on to my program, prolonging my graduation even further, and losing the financial aid I would have received that would truly help with survival.  At this point, I don't even know if I can find a job outside of the hosue given my recent health concerns, and if I cannot, will I sabotage myself by taking a quarter off from school?

I am sure there are other concerns I should consider, but these seem to be foremost on my mind at the moment.  I'd love your input.